Imperial Metric
Commercial Heat Pump Calculator · 2026 Programs

Is a heat pump worth it
for your building?

Redo your building's HVAC — enter your address and energy costs for a commercial-scale analysis with equipment options, per-square-foot metrics, O&M comparison, MACRS depreciation benefits, and every available incentive.

1
Building & Location

ZIP codes, city+state, or full addresses all work. Used only for weather data and electricity rates — never stored.

sq ft
2
Current HVAC System
3
Energy Costs — your annual spend
$

Total annual electric bill. Check your utility account for 12-month history.

$

$0 if all-electric. For gas, check your gas utility's 12-month summary.

I don't have energy bills We'll estimate your energy costs from DOE CBECS building energy benchmarks for your building type and climate zone.
4
Tax & Organization Details

Tax-exempt orgs can receive ITC via direct pay (elective pay) instead of tax credits.

%

Federal 21% + state corporate tax. Used for MACRS/Section 179 depreciation benefit.

5
Financing
Include financing in analysis? Model a commercial loan — shows monthly payments vs. energy savings and adjusted payback
These inputs aren't required — reasonable defaults are used when left blank. They improve estimate accuracy for commercial buildings.
A
Building Envelope

Affects heating/cooling load estimates. Most pre-2000 commercial buildings are "average" or "poor".

B
Solar & On-site Generation
No solar
Existing solar
Planning solar

Commercial solar can offset a significant portion of heat pump operating costs, dramatically improving payback.

C
Electricity Rate
Commercial rates differ from residential. The default rate uses EIA residential state averages. For commercial buildings, enter your actual blended $/kWh rate from your utility bill for best accuracy. Commercial rates are typically 10–30% lower than residential.
$/kWh

Find your effective rate on your bill: total $ ÷ total kWh. Commercial rates are typically $0.08–$0.18/kWh depending on region.

D
Fuel & Electricity Escalation
Model annual energy price increases Projects how rising fuel costs improve your heat pump payback over 15 years
%/yr
%/yr
E
Electrical Service
Electrical service upgrade may be required. Converting to a commercial heat pump system may require upgrading your electrical service to handle the additional load. For buildings with older 200A single-phase service, a 3-phase 480V upgrade typically costs $5,000–$15,000. Newer buildings with adequate 3-phase service may need no upgrade.
No — adequate service
Yes — add ~$10,000
Not sure

Annual savings
Payback period
15-year net benefit
CO₂ reduction
Install cost
$/sqft
Operating cost
$/sqft/yr
Savings
$/sqft/yr
System size
tons
Current System
Annual heating cost
Annual cooling cost
Annual O&M
Annual total
Commercial Heat Pump Recommended
Annual heating cost
Annual cooling cost
Annual O&M
Annual total
Equipment Cards
Commercial Equipment Options — sized for your building

Operations & Maintenance Comparison
Financial Analysis & Cash Flow
Cumulative Cost Over 15 Years
Heat pump system vs. your current system — includes upfront install after rebates and annual O&M
$
Commercial Incentives & Rebates
Estimated commercial incentives available
Assumptions & Methodology
How This Is Calculated

• Heat pump heating efficiency calculated using manufacturer COP ratings, adjusted for your local climate using piecewise temperature band model. Annual heating energy derived from your energy bills or DOE CBECS EUI benchmarks.

• Install costs are regionally adjusted using BLS May 2024 HVAC labor wage data for your state. Commercial systems benefit from economies of scale at larger sizes. Get 2–3 quotes from certified commercial contractors for accuracy.

• O&M costs based on ASHRAE/BOMA industry benchmarks for commercial HVAC maintenance contracts by system type and size.

• Grid carbon intensity uses EPA eGRID 2023 state-level output emission rates. Fuel combustion CO₂ values use EIA/DOE emission factors per fuel type.